If we find it hard to believe that winning millions might not be so lucky after all, we just don’t have a good enough imagination. If I fantasise about winning the lottery, it doesn’t take long before all sorts of worrisome potential consequences occur to me. I think about how I might spread the love, and worry that it would take away the incentive for someone to work at what might really give them satisfaction; or that they might spend the cash on things like cosmetic surgery or drugs that are no good for them in the long run. Meanwhile, of course, I trust myself to spend wisely, unaware of all the ways in which I too might screw up my life by making bad choices.